Borrow £200 borrowed for 30 days. Total amount repayable is £248. Interest charged is £48, interest rate 292% (variable). Representative APR 1270% (Variable)Note : The APR you pay may be different, depends on the lender that accepts you.
Get control over your monthly budget with instant text loans. Apply for an amount up to £1000 anytime, through this website. Receive decision in minutes and you may solve your urgent cash problems on time. Use these quick funds for any sort of emergencies and pay back on your next payday.
These loans are ideal for covering urgent expenses like car repair, medical bills, roof repair and …. The application process is quick and simple. Just fill the application form online on the website and relax. We will connect you with a panel of lenders who would process your application and contact you once your application is approved. We try our best to reach those text loan lenders who can offer you cash advances on same day. However lender discretion is exception
Millions of people in UK face monetary issues before their coming payday. No matter how smartly you manage your budget, an unfortunate medical expense or car repair bill can hit you and ruin your entire financial plan. Under such a scenario, it is very easy for one to fall for debt without inspecting the pros and cons of the payday loan offer. Asking from friends can be very uncomfortable, while getting a bank personal loan is a lengthy & tiring process with no guarantee of a best APR deal.
With these payday text loans you can obtain cash loan from £100 to £500 in as little as 24 hours. The whole process of lending is online, with the minimum trouble. Forget about the paper work or personal visit to the text loan lender, even loan agreement will be signed online. Just apply via our online application system and get multiple quotation on loan from different money lenders, compare and pick the best offer, in few seconds you are transferred to lenders website.
Skipping loan repayments is a very critical issue. This can create big troubles for you if you ever take it easily. Whenever you miss a loan repayment a penalty of around 15% is imposed on your loan account. It not only increases the loan amount but also it can adversely hurt your credit rating. And which ultimately makes it difficult for you to obtain cash advance in future. The best way to avoid getting trapped in penalty and bad credit rating is by always planning a loan repayment before accepting a loan offer. And if you are still not able to follow the plan and arrange sufficient amount for repayment then you must speak to your lender before skipping the payment. If possible, the lender would offer to extend the loan tenure and provide a more flexible due date.
Make sure that every time you accept a loan proposal, read all the terms and conditions carefully. This would help you remember all the repayment flexibilities you have along with the implications of non-payment.
Like payday cash advances, Text loans are offered to anyone meeting the basic criteria of online loans “as listed below”. No unnecessary documentation, guarantor, meetings, or long verification processes involved. Since these txt loans are designed especially to cater immediate needs, you can expect to get approved for these loans quickly - without any trouble. You can apply for an amount between £100 and £500 depending on your requirements. The approved amount would however depend on your affordability and how much a lender considers to be safe to lend to you.Qualification Criteria:
• Applicant’s age must be over 18
• Applicant must be a UK citizen
• You must have a valid bank account
• Must have a regular monthly income of at least £1000
For every new customer the maximum loan amount approved by lenders is up to £200, while for every existing customer (who have successfully completed their old loan accounts) the loan amount can go up to £1000.
Loan options with simple process, easily available and flexible repayment options are first preference of customers these days. And text loans simply fit on all criteria’s, they are actually small payday loans brought for customers to cater their small urgent monetary needs. The terms and conditions are very simple & easy to understand and repayment is flexible that you can anytime discuss with the lender according to your budget or income. Also the APR is quite reasonable and negotiable and that makes your loan repayment smooth.